DIY Business Boss: How to File Your Incorporation Without a Lawyer or Service”
DIY Business Boss: How to File Your Incorporation Without a Lawyer or Service”
📌 Blog Summary:
Starting your business doesn’t have to come with a hefty price tag. In this step-by-step guide,
we’ll show you exactly how to file your incorporation on your own, without the need for a lawyer,
third-party service, or confusion. Learn how to pick the right business structure (LLC, S-Corp
C-Corp, etc.), file directly through your state’s official website, and avoid unnecessary fees—all
while staying legally protected. Whether you’re launching a side hustle or building your empire
from scratch, this DIY approach empowers you to take control of your business from day one.
1. What does it mean to incorporate a business, and why is it important?
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Incorporating means forming a legal entity separate from you personally.
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It gives your business legal recognition and liability protection.
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You can open business bank accounts, hire employees, and protect personal assets.
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Common benefits: tax advantages, business credibility, access to funding, and legal protection.
2. What are the most common types of business entities?
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Sole Proprietorship: Easy, no paperwork—but no personal liability protection.
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LLC (Limited Liability Company): Best for small businesses; protects personal assets, flexible taxes.
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C Corporation: Better for larger companies or those seeking outside investors. Double taxation.
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S Corporation: Similar to C Corp, but avoids double taxation; some ownership restrictions.
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Nonprofit Corporation: For mission-driven ventures seeking tax-exempt status.
✅ For most solo entrepreneurs: LLC is the most common and flexible choice.
3. Steps to incorporate your business yourself
Here’s a general DIY process (varies slightly by state):
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Choose your business structure (LLC is recommended for most).
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Pick a business name (check state database + USPTO for trademark conflicts).
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Designate a registered agent (can be yourself in most states).
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File Articles of Organization/Incorporation with your Secretary of State.
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Filing fees range from $50–$300 depending on the state.
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Create an Operating Agreement or Corporate Bylaws (not always required but highly recommended).
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Get an EIN (Employer Identification Number) from the IRS — free at IRS.gov.
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Apply for necessary licenses or permits (varies by industry/location).
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Open a business bank account to separate personal and business finances.
4. Where and how can you file affordably?
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Filing directly with your state’s Secretary of State website is the most affordable option.
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Example: Texas SOS Direct, California bizfile, Delaware Division of Corporations.
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Processing takes 1–3 weeks unless you pay for expedited service.
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Avoid paying lawyers unless your business has complex needs.
✅ Alternative low-cost help (still cheaper than lawyers):
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Incfile: Free LLC formation + only pay state fee.
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ZenBusiness: Starts at $0 + state fees, optional add-ons.
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LegalZoom: More expensive, mostly for those who want premium support.
5. What comes after incorporating?
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Get an EIN (free at IRS.gov).
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Open a business bank account.
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Register for state/local taxes if required (sales tax, payroll tax).
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Apply for local business licenses (city/county level).
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Start bookkeeping — keep business and personal finances separate.
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